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Virginia Insurance Virginia Life, Annuities, and Health Insurance Examination Series 11-01 Sample Questions:

1. Which is an example of an endodontic service?

A) Crowns
B) Dentures
C) Fillings
D) Root canals

2. All of the following are typical health maintenance organization (HMO) preventive care services provided by a primary care physician EXCEPT:

A) Physical examinations
B) Well-baby checkups
C) Experimental surgery
D) Immunizations for children

3. The interest that an insurance company earns on life insurance premiums paid helps to:

A) Decrease the mortality rate
B) Increase the life insurance premium rate
C) Increase the mortality rate
D) Decrease the life insurance premium rate

4. When may a person insured under a group term insurance policy exercise the conversion option?

A) Anytime after the group contract has existed for five years
B) Never, because group life insurance does not have a conversion privilege
C) Anytime while insurable and still a member of the insured group
D) Within 31 days after the person has terminated employment

5. The preventive medical care benefit sometimes provided in a Medicare supplement policy covers:

A) Skilled nursing care
B) Hospitalization
C) Home health care
D) Annual physical exams

Solutions: