Exam Code: CAMS
Exam Name: Certified Anti-Money Laundering Specialists (the 6th edition)
Certification Provider: ACAMS
Corresponding Certification: CAMS Certification

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Updated: Aug 14, 2026

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ACAMS CAMS Exam Syllabus Topics:

Topic	Details
Topic 1	Global AFC Frameworks Governance and regulations: This portion measures the skills of AFC Governance Lead and covers international and regional frameworks, regulatory bodies, and the coordination among regulators, FIUs, and law enforcement. Topics include KPIs KRIs and board reporting needs, cross-border reporting requirements, and the integration of controls across customer lifecycles. It also addresses the design and monitoring of controls such as KYC CDD EDD due diligence, and risk assessments across different products and services, including high-risk customers and jurisdictions. The section stresses the importance of awareness of AFC sanctions regimes across different regions, and the value of public-private collaboration for data and intelligence sharing.
Topic 2	Tool Sand Technologies to Fight Financial Crime: This part covers practical capabilities for implementing AFC controls. It includes the selection and integration of tools across the customer lifecycle, data quality, and the use of digital onboarding and identity verification technologies. Topics include onboarding and ongoing screening sources such as credit references, beneficial ownership registers, adverse media, criminal records, and government identity checks, plus sanctions screening against UN OFAC EU lists and other watch lists. It also discusses ongoing controls like AI ML-driven monitoring, list management, transaction screening including SWIFT and blockchain transactions, and the evolution from rules-based to AI-enhanced monitoring. The section also considers privacy data protection, tool selection, and the operational impact of deploying AFC technologies in a risk-based framework.
Topic 3	Risks andMethods of Money Laundering and Terrorism Financing: This section measures the skills of Anti-Money Laundering Specialist and covers definitions of AML CFT sanctions and related financial crime concepts. It includes how money laundering and terrorist financing occur across various sectors and products such as banking, insurance, real estate, gaming, high value items, and professional services. It also emphasizes recognizing the typical red flags and typologies associated with money laundering and financing terrorism, including emerging risks tied to technology and new methods of concealment.
Topic 4	Building an Anti-financial Crime Compliance Program: This section measures the skills of Compliance Manager and focuses on designing, implementing, and governing an effective AFC program. Topics include the core pillars of AFC programs, the three lines of defense, risk appetite statements, and enterprise risk assessment. It covers building a risk-based approach, differentiating policies standards and procedures, staying aligned with regulatory guidance, and establishing governance through appropriate committees. It also covers FATF and UN roles, regulator and law enforcement coordination, and public-private partnerships for data sharing and collaboration across jurisdictions. The section then moves into detailed onboarding and ongoing controls, including KYC CDD EDD, sanctions screening, suspicious activity monitoring, and the use of AI ML tools. It concludes with evaluating AFC tools, data quality, and the balance between customer experience and risk controls.
Topic 5	Examination Day Operations and Ethics: This area outlines the practicalities of exam logistics and integrity. It covers scheduling, rescheduling, and refund policies, ID requirements, and the importance of exam security. It describes acceptable and prohibited items in test centers, center problem reporting, inclement weather procedures, and options for online proctoring where available. It also explains confidentiality, results reporting, retake policies, and the process for appeals in cases of denial or revocation. The section emphasizes the need to maintain the integrity of exam materials and to adhere to privacy and data protection standards during investigations and in reporting procedures.

Reference: https://www.acams.org/sites/default/files/2024-02/EN-CAMS_011924.pdf

How to Get Certified

To obtain the ACAMS CAMS certificate individuals must take and successfully pass the affiliated namesake CAMS exam, which requires individuals to go through a three-step process. This has been outlined below:

Be a member of ACAMS
Individuals may gain membership of ACAMS as individuals, as part of an enterprise, as public sector workers, or as part of a chapter. Members are required to make a standard membership payment.
Take the actual CAMS exam
After an individual is found to be eligible and their application has been approved, they may go on to schedule their CAMS evaluation.
Submit an application
After gaining membership at ACAMS, individuals are required to submit an application form along with payment. To be eligible to send an application, individuals must meet the following requirements: hold an active ACAMS membership, have 40 ACAMS credits, possess an education (10 credits for associates, 20 credits for bachelors, 30 credits for masters, and 40 credits for JD, or PhD), possess work experience (10 credits for each year of work experience), and have training (1 credit for an hour of training in the field of financial crime).

ACAMS CAMS Exam Overview:

Certification Vendor:	ACAMS
Exam Name:	ACAMS Certified Anti-Money Laundering Specialist (CAMS) Examination
Exam Number:	CAMS
Exam Duration:	210 minutes
Certificate Validity Period:	3 years (renewable via continuing education credits)
Passing Score:	75%
Real Exam Qty:	120
Available Languages:	English
Exam Price:	$1,495–$1,795 USD (varies by ACAMS membership status and region)
Related Certifications:	CAMS Advanced Certification CAMS-FCI (Financial Crimes Investigations)
Exam Format:	Multiple-choice, Computer-based testing (Pearson VUE)
Recommended Training:	ACAMS CAMS Official Study Guide (6th Edition) ACAMS Instructor-led Training
Exam Registration:	Pearson VUE ACAMS Exam Scheduling ACAMS CAMS Certification Page
Sample Questions:	ACAMS CAMS Sample Questions
Exam Way:	Computer-based exam delivered via Pearson VUE test centers and online proctoring (where available).
Pre Condition:	No formal prerequisite required; ACAMS membership and AML industry experience are recommended but not mandatory.
Official Syllabus URL:	https://www.acams.org/en/certifications/cams

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